The Florida VA homes site is a basic guide to helping all Veterans get their VA loan!

Step one: How do I get my VA Loan?

The VA loan program is the best loan option available for most Veterans. It offers no down payment, with low interest rates. Closing cost can also be included in the sales price to reduce the out of pocket cost. In addition, the VA puts restrictions on lenders to make sure the home is livable by requiring the seller to do additional inspections prior to selling the home.

Most people know these things about the VA loan, but what do you do if you lost or used your eligibility? Also, what if banks have turned you down, in the past. We offer help to understand your eligibility and credit, and how to get it back.

After helping Veterans and their families for many years, we wanted to put together a site to help answer some of the most common questions? 

  1. How much am I eligible for?

  2. What if my credit is Low?

  3. Is this really a no down payment loan?

  4. Can I get my closing cost included?

  5. What kind of home can I buy?

  6. What if I had a short sale or foreclosure?

  7. How can I restore my eligibility?

  8. Can I use my eligibilty more than once?

  9. Can I get cash out to lower my overall debts?

  10. How do I get a lower interest rate, or just lower my payment?

These are the most common questions we get asked all the time. The answer to these questions for almost all veterans is yes, we can help you! We can get you answers on your eligibility and even how to restore it. If you credit is low, we have a system that helps veterans restore their credit, so that they can purchase the home they wanted. 

If you have a question not listed or would just like more information please submit your information, and one of our representatives will reach out to you within 24 hours to answer your questions.

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Step two: Know your options, here are some other types of loans available.

USDA Home Loans

The USDA Loan is a true No down payment loan. It has flexibility with credit, and allows for qualified borrowes to purchase a home instead of always renting. 

FHA Home Loans

Flexible guidelines and more forgiving on credit then conventional. It requies a 3.5% Down payment with a lower interest rate and no reserves required for up to a 1 or 2 unit properties.

Conventional Loans

Conventional Loans are one the most common loans on the market. This program has down payment requirements from 5% down to 20% down depending on the use of the property. This is also the most common loan for investors looking to purchase rental properties. 



Step three: Find out your eligibilty today!

If you want to know more about this program, please complete this form. One of our licensed agents, will reach out to you today.

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